REVAMPED CREDIT ENHANCEMENT FACILITY (CEF) TRANSITION TO PORTFOLIO SCHEME
In 2009, the DBJ pioneered the Credit Enhancement Facility (CEF), a partial loan guarantee that helps Micro, Small and Medium-sized Enterprises (MSME) without adequate collateral to access loans from financial institutions.
The CEF is a risk-sharing arrangement under which the DBJ provides partial guarantees to financial institutions and, in effect, increase lending to MSMEs.
The primary objective of the CEF is to reduce the risk exposure normally associated with small business lending, thereby allowing eligible MSMEs with viable projects to access term loans.
Achievements to Date
Guarantees issued & Loans supported
Value of Guarantees
Value of Loans (J$)
Investments Generated (J$)
Happy Customers Said
The DBJ Facility is an exceptional one and I would encourage every small business to pursue this facility
Mr. Johnny Phillips
I would definitely recommend this facility for other medical personnel and businesses because a lot of our assets are non-traditional and we have great difficulty in using them to secure facilities.
Dr. Paul Miller
When we found out about the new improved CEF Facility we were very excited